ZIP 41861 Property Distress & Foreclosure Data
Knott County, Kentucky's ZIP 41861 registers 21/100 composite distress, which DLRadar reads as low. Structural risk reads 47/100 against active distress of 8/100. The most distinctive pressure shows up in institutional ownership (62/100), structural risk (47/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (79/100).
The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 288 people live here, median age 39. On demographic stress specifically, 41861 scores 28/100. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. The tenure split is 83% owner-occupied to 17% rented. Roughly 55.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $45,900 here, or 1.5 times local income. About 16% have a four-year degree. There are about 129 housing units across 41861. Households earn a median $22,257 — below the roughly $78,000 national figure.
Net-net, 41861 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 41861
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Knott County
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Deterministic. Every signal traces to a public dataset · methodology