ZIP 41630 Foreclosure, Tax-Lien & Distress Report
Floyd County, Kentucky · Affordable market
Floyd County, Kentucky's ZIP 41630 registers 27/100 composite distress, which DLRadar reads as low. Structural exposure scores 60 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (71/100), FEMA disaster exposure (68/100). Its heaviest discrete signals: institutional ownership (61/100), structural risk (60/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (25/100).
The market reads neutral — home values rose 4.8% year on year (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 938 people live here, median age 40. Owners hold 63% of homes, renters 38%. Vacancy runs 5.8%. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. At $51,389, median income runs below typical U.S. levels. Rent burden reaches 11% of tenant households. The typical home is worth about $45,400 (0.9× income, relatively affordable). There are about 396 housing units across 41630. DLRadar's demographic-stress index for the area reads 21/100. Around 10% of adults hold a bachelor's degree or higher.
Overall, 41630 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 41630 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 41630's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 41630 shows as blanks, never estimates, and the score updates on every fresh public filing.
41630's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 41630 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 41630 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
41630 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Floyd County ZIP codes
Nearest ZIP codes to 41630
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
Additional distress intelligence spanning Floyd County, Kentucky by ZIP, county and state.
Open the complete 41630 acquisition file
Every distressed parcel in 41630 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology