ZIP 41630 Property Distress & Foreclosure Data

Composite property distress in 41630 (Floyd County, Kentucky) lands at 28/100 — low on DLRadar's public-record scoring. Structural risk reads 63/100 against active distress of 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), FEMA disaster exposure (79/100), climate & FEMA risk (71/100). The sharpest non-environmental signals are institutional ownership (63/100), structural risk (63/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 4.6% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 938 people live here, median age 40. The tenure split is 63% owner-occupied to 38% rented. Vacancy runs 5.8%. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $51,389 — below the roughly $78,000 national figure. Rent burden reaches 11% of tenant households. A median home runs $45,400 here, or 0.9 times local income. There are about 396 housing units across 41630. On demographic stress specifically, 41630 scores 21/100. About 10% have a four-year degree.

Net-net, 41630 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.