Floyd County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Floyd County, Kentucky? DLRadar grades every Floyd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Floyd County breakdown.
- Floyd County's most distressed ZIP is 41601 at 33/100.
- 34 ZIP codes tracked in Floyd County, averaging 33/100 distress.
- Floyd County reads peak — home values up 4.4% year over year.
- Vacancy runs 19.6% across Floyd County's tracked ZIPs, with a 27.5% poverty rate.
- The typical Floyd County home is worth about $100,983 against a ~$47,245 median income.
- Lending headwind in Floyd County sits at 35/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41601 | 33/100 |
| 2 | 41602 | 33/100 |
| 3 | 41603 | 33/100 |
| 4 | 41604 | 33/100 |
| 5 | 41606 | 33/100 |
| 6 | 41607 | 33/100 |
| 7 | 41612 | 33/100 |
| 8 | 41615 | 33/100 |
| 9 | 41616 | 33/100 |
| 10 | 41619 | 33/100 |
| 11 | 41621 | 33/100 |
| 12 | 41622 | 33/100 |
Most distressed ZIP codes in Floyd County (composite distress 0-100, 2026)
What is driving Floyd County distress
Nothing here is estimated: Floyd County is scored from filings alone, and its ZIPs average 33/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Floyd County market phase and pricing
DLRadar places Floyd County in peak; prices moved up 4.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Floyd County
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Frequently asked questions
What is the hardest-hit ZIP in Floyd County?
ZIP 41601 leads Floyd County at 33/100, recomputed monthly from public records.
Where is Floyd County in the housing cycle?
Floyd County reads peak, with home prices up 4.4% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Floyd County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 34 Floyd County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Floyd County ZIP codes?
A county average hides the spread. Across the Floyd County ZIPs DLRadar ranks, scores run from 33/100 in 41601 down to 33/100 in 41622, against a Floyd County average of 33/100. The 0-point range is the argument for ZIP-level search across Floyd County.
What do Floyd County home values and vacancy say about distressed supply?
The typical Floyd County home carries about $100,983 of value against a median household income near $47,245. Vacancy across Floyd County's tracked ZIPs runs 19.6% and the poverty rate is 27.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Floyd County's foreclosure and tax-lien record and its 35/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.