ZIP 41216 Property Distress & Foreclosure Data

Composite property distress in 41216 (Floyd County, Kentucky) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 68/100 against active distress of 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (84/100), FEMA disaster exposure (83/100). The sharpest non-environmental signals are structural risk (68/100), institutional ownership (65/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (26/100) register low.

The market reads peak — home values rose 4.6% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,343 people live here, median age 40. The tenure split is 79% owner-occupied to 21% rented. A median home runs $122,500 here, or 3.1 times local income. Vacancy runs 6.5%. Households earn a median $41,036 — below the roughly $78,000 national figure. About 7% have a four-year degree. Rent burden reaches 73% of tenant households. Roughly 28.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 531 housing units across 41216. On demographic stress specifically, 41216 scores 38/100.

Net-net, 41216 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.