ZIP 41216 Foreclosure, Tax-Lien & Distress Report
Floyd County, Kentucky · High Poverty market
DLRadar grades ZIP 41216 (Floyd County, Kentucky) at a moderate 32/100 for overall property distress. Latent structural risk is 71/100 while live distress already moving reads 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (84/100), FEMA disaster exposure (77/100). Its heaviest discrete signals: structural risk (71/100), institutional ownership (62/100), construction/permit lag (50/100). By contrast, mortgage stress (26/100) register low.
The market reads neutral — home values rose 4.7% year on year (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 1,343 with a median age of 40. Owners hold 79% of homes, renters 21%. The typical home is worth about $122,500 (3.1× income, relatively affordable). The vacancy rate is 6.5%. Households earn a median $41,036 — below the roughly $78,000 national figure. Around 7% of adults hold a bachelor's degree or higher. Around 73% of renters are cost-burdened. The poverty rate is 28.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 531 housing units. On demographic stress specifically, 41216 scores 38/100.
Taken together, 41216 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 41216 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 41216's 32/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 41216 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 32/100 for 41216 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 41216 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 41216’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 41216 distress snapshot
41216 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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No modelling: every input is a public record · methodology