ZIP 41265 Foreclosure, Tax-Lien & Distress Report
Johnson County, Kentucky · High Vacancy market
Scored on a fixed 0-100 scale, 41265 (Johnson County, Kentucky) returns a low composite of 28/100. Structural exposure scores 62 and live distress 8 on the 0–100 scale. The sharpest non-environmental signals are institutional ownership (66/100), structural risk (62/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) and construction/permit lag (25/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (87/100), FEMA disaster exposure (82/100), climate & FEMA risk (72/100).
The market reads expansion — home values rose 5.1% year on year (phase confidence 31/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
1,114 residents call 41265 home, typically aged 44. Home values center near $157,400, an affordability ratio of 4.7×. Owners hold 83% of homes, renters 17%. There are about 704 housing units across 41265. The poverty rate is 22.3% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 42/100. Vacancy runs 29.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 78% of tenant households. Households earn a median $34,342 — below the roughly $78,000 national figure. Around 33% of adults hold a bachelor's degree or higher.
Net-net, 41265 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 41265 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in Johnson County, Kentucky and the nation. The score is rebuilt from public data as it updates, so 41265 reflects the current record instead of a stale or modeled snapshot.
The 28/100 for 41265 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 41265 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 41265 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 41265 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 41265, drawn from the same report attached to each property.
Johnson County ZIPs near 41265
Nearest ZIP codes to 41265
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Johnson County, Kentucky
Keep going: ZIP, county and state distress coverage for Johnson County, Kentucky.
Unlock parcel-level detail for ZIP 41265
See who owns each distressed property in 41265, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology