Johnson County, KY: Foreclosures, Tax Liens & Distressed Properties

Johnson County, KY, Kentucky: 19 ZIP codes scored, Johnson County, KY averaging 26/100 (low, Johnson, KY), from 19 to 35. Johnson County, KY is in its expansion phase (Johnson, KY confidence 33/100): Johnson, KY home prices up 5.3% (Johnson, KY) over twelve months. Johnson County, KY lender headwind: 28/100.

Highest-scoring Johnson County, KY ZIPs: 41219 (35/100), 41216 (30/100), 41265 (28/100), 41204 (25/100), 41222 (25/100), 41226 (25/100). Also scored in Johnson County, KY: 41234, 41238, 41240, 41255, 41256, 41257, 41260, 41263, 41268, 41271.

Across Johnson County, KY's scored ZIPs: median home value $122,600, household income $45,607, 16.0% vacancy, 21.2% poverty, 71% owner-occupied, median age 41.7.

Johnson County, KY insurance distress 84/100 (#238 in the US); FEMA hazard 84/100 for Johnson, KY; 12 federal disaster declarations in Johnson County, KY since 2023; 13 Johnson, KY NFIP flood claims, $439K paid; Johnson, KY construction distress 7/100.

5 banks with 7 branches lend in Johnson County, KY; Johnson, KY weighted bank stress 54/100, highest 62/100 in Johnson, KY.

Johnson County, KY unemployment 5.7% (Johnson, KY -1.2 pts, six months); Johnson, KY home prices +5.5% a year (Johnson, KY) over three years.

10,583 housing units in Johnson County, KY; 2,971 Johnson, KY renter households; 37% of Johnson, KY renters spend 30%+ of income on rent, 17% (Johnson, KY) half or more.

Johnson County, KY ranks #2,280 nationally on the opportunity index (Johnson, KY, among all ranked counties); Johnson, KY scores 26.8/100 and Johnson, KY sits #110 inside Kentucky. Johnson, KY is in the weak opportunity phase; Johnson, KY's primary driver is vacancy, Johnson, KY second driver bank institutional; Johnson, KY moved down 98 places. 17 days on market observed in Johnson, KY; 15.7% vacancy over 19 Johnson, KY ZIPs.

No CFPB county sample covers Johnson County, KY. The non-metro area reading for Johnson, KY: 1.1% ninety-plus days late; Johnson, KY's thirty-to-eighty-nine share is 3.0% (Johnson, KY, December 2025 data); Kentucky overall 1.0%.

Johnson County, KY has 2 watched banks; 2 Johnson, KY banks sit in an elevated band. Johnson, KY footprints: Citizens Bank Of Ky Inc (2 branches, stress 58) in Johnson, KY; Community Trust Bank Inc (1 branch, stress 47) in Johnson, KY.

1,543 of the 10,583 housing units in Johnson, KY sit vacant.