ZIP 41204 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 41204 (Johnson County, Kentucky) lands at 25/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on institutional ownership (67/100), structural risk (55/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100), flood (NFIP) exposure (85/100), climate & FEMA risk (66/100). Structural risk reads 55/100 against active distress of 8/100.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 32.8% — high, a tax-stress and distress correlate. 82% of housing is owner-occupied. Households earn a median $47,955 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 27/100. Around 0% of renters are cost-burdened. 592 residents call 41204 home, typically aged 31. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 19.5% — elevated. The ZIP holds roughly 188 housing units. The typical home is worth about $124,400 (2.2× income, relatively affordable).

On the whole, 41204 leans distressed, with opportunity clustered in specific stressed parcels. 41204 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 41204 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 41204 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 41204 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 41204 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.