ZIP 41238 Property Distress & Foreclosure Data

DLRadar grades ZIP 41238 (Johnson County, Kentucky) at a low 26/100 for overall property distress. Structural risk reads 55/100 against active distress of 8/100. Environmental exposure also runs high (FEMA disaster exposure (92/100), flood (NFIP) exposure (85/100), climate & FEMA risk (66/100)). Property-level stress concentrates in institutional ownership (68/100), structural risk (55/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 41238 posted values that rose 4.7% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $53,300 (1.3× income, relatively affordable). The demographic-stress sub-score lands at 35/100. Population is roughly 867 with a median age of 35. 49% of housing is owner-occupied. Vacancy runs 28.0%, above the national norm and a classic distress-and-opportunity signal. There are about 440 housing units across 41238. Rent burden reaches 43% of tenant households. The poverty rate is 36.7% — high, a tax-stress and distress correlate. Around 20% of adults hold a bachelor's degree or higher. At $45,769, median income runs below typical U.S. levels.

On the whole, 41238 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.