ZIP 41238 Foreclosure, Tax-Lien & Distress Report
Johnson County, Kentucky · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 41238 in Johnson County, Kentucky comes in at 25, a low composite-distress reading. On the structural side it scores 55/100, with 8/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (85/100), climate & FEMA risk (66/100)). The most distinctive pressure shows up in institutional ownership (67/100), structural risk (55/100), mortgage stress (27/100). mortgage stress (27/100) stay muted.
The expansion-phase market in 41238 posted values that rose 5.3% over the year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $53,300 (1.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 35/100. Population is roughly 867 with a median age of 35. 49% of housing is owner-occupied. Vacancy runs 28.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 440 housing units. Around 43% of renters are cost-burdened. 36.7% of residents fall below the poverty threshold. About 20% have a four-year degree. Households earn a median $45,769 — below the roughly $78,000 national figure.
On the whole, 41238 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 41238 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 41238 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Johnson County, Kentucky and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 41238 shows blanks, not estimates, wherever the record is sparse.
The 25/100 for 41238 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 41238 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 41238’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
41238 at a glance
Current distress, phase, housing and lender-pressure figures for 41238, drawn from the same report attached to each property.
Neighbouring ZIPs in Johnson County
More distress data near 41238
Additional distress intelligence spanning Johnson County, Kentucky by ZIP, county and state.
Unlock the full ZIP 41238 acquisition report
The full 41238 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology