ZIP 41226 Foreclosure, Tax-Lien & Distress Report

ZIP code 41226 in Johnson County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (85/100), climate & FEMA risk (66/100)). The split runs 55/100 structural to 0/100 active on the ground. The most distinctive pressure shows up in institutional ownership (67/100), structural risk (55/100).

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 135 housing units across 41226. Around 100% of renters are cost-burdened. 53% of housing is owner-occupied. The demographic-stress sub-score lands at 52/100. Around 3% of adults hold a bachelor's degree or higher. 369 residents call 41226 home, typically aged 37. Roughly 20.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 18.5% — elevated.

On the whole, 41226 leans distressed, with opportunity clustered in specific stressed parcels. While 41226 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 41226 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 41226, the field stays empty rather than modeled, and fills in as new documents post.

41226's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 41226 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.