ZIP 41256 Property Distress & Foreclosure Data

DLRadar grades ZIP 41256 (Johnson County, Kentucky) at a low 26/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (92/100), flood (NFIP) exposure (85/100), climate & FEMA risk (66/100)). Property-level stress concentrates in institutional ownership (68/100), structural risk (55/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100). Structural risk reads 55/100 against active distress of 8/100.

The peak-phase market in 41256 posted values that rose 4.7% over the year, and 22% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

74% of housing is owner-occupied. Rent burden reaches 58% of tenant households. The typical home is worth about $203,800 (3.9× income, relatively affordable). The demographic-stress sub-score lands at 36/100. There are about 898 housing units across 41256. At $69,803, median income runs near typical U.S. levels. Vacancy runs 6.0%. Around 25% of adults hold a bachelor's degree or higher. Population is roughly 2,200 with a median age of 41. The poverty rate is 19.3% — high, a tax-stress and distress correlate.

On balance 41256 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.