ZIP 41240 Property Distress & Foreclosure Data

ZIP code 41240 in Johnson County, Kentucky carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (68/100), structural risk (55/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (85/100), climate & FEMA risk (66/100). On the structural side it scores 55/100, with 8/100 of stress already active.

The market reads peak — home values rose 4.7% year on year, and 24% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 3,374 housing units. About 6,495 people live here, median age 46. Households earn a median $41,000 — below the roughly $78,000 national figure. On demographic stress specifically, 41240 scores 38/100. Around 35% of renters are cost-burdened. About 15% have a four-year degree. The tenure split is 49% owner-occupied to 51% rented. The vacancy rate is 17.6% — elevated. Roughly 25.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $148,000 here, or 3.9 times local income.

Net-net, 41240 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.