ZIP 41263 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 41263 in Johnson County, Kentucky comes in at 25, a low composite-distress reading. The latent-versus-live split is 55/100 structural and 8/100 already moving. The sharpest non-environmental signals are institutional ownership (68/100), structural risk (55/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (85/100), climate & FEMA risk (66/100)).

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $100,000 (2.2× income, relatively affordable). At $53,214, median income runs below typical U.S. levels. The ZIP holds roughly 133 housing units. The tenure split is 91% owner-occupied to 9% rented. Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. About 2% have a four-year degree. Rent burden reaches 0% of tenant households. On demographic stress specifically, 41263 scores 23/100. Population is roughly 216 with a median age of 57. The poverty rate is 13.9%.

On the whole, 41263 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 41263 is not published yet -- the ZIP-level readings above remain fully sourced.

The 41263 read uses the identical scoring model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 41263 stays directly comparable to neighboring ZIPs and the rest of Johnson County, Kentucky. Where the record is thin for 41263, the field stays empty rather than modeled, and fills in as new documents post.

41263's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 41263 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.