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ZIP 41255 Foreclosure, Tax-Lien & Distress Report

Johnson County, Kentucky · High Vacancy market

ZIP code 41255 in Johnson County, Kentucky carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (85/100), climate & FEMA risk (66/100)). The split runs 55/100 structural to 8/100 active on the ground. The sharpest non-environmental signals are institutional ownership (67/100), structural risk (55/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low.

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 21.9% — high, a tax-stress and distress correlate. About 543 people live here, median age 40. Median household income is $46,293, below the U.S. median near $78,000. On demographic stress specifically, 41255 scores 33/100. There are about 330 housing units across 41255. Educational attainment sits at 30% bachelor's-or-above. Around 31% of renters are cost-burdened. Home values center near $122,700. The vacancy rate is 24.4% — elevated. Owners hold 58% of homes, renters 42%.

Taken together, 41255 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 41255 at the moment; the composite and its components are still built from verifiable public records.

The 41255 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 41255 stays directly comparable to neighboring ZIPs and the rest of Johnson County, Kentucky. Nothing here is interpolated — where a source is thin for 41255, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

41255's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 41255 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
55/100
Structural risk
8/100
Distress activity

What is driving ZIP 41255’s distress

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk66
9 further distress layers are graded for 41255

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 41255 Stress Report snapshot

41255 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Deterministic scoring, sourced entirely from public data · methodology

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