ZIP 41232 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 41232 (Lawrence County, Kentucky) returns a low composite of 19/100. On the structural side it scores 40/100, with 7/100 of stress already active. Leading the profile are institutional ownership (54/100), structural risk (40/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100).

The market reads expansion — home values rose 6.7% year on year (phase confidence 35/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 61% of renters are cost-burdened. The vacancy rate is 19.0% — elevated. The typical home is worth about $87,600. Roughly 35.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 41232 scores 59/100. Population is roughly 334 with a median age of 61. The ZIP holds roughly 218 housing units. Around 14% of adults hold a bachelor's degree or higher. 75% of housing is owner-occupied.

On the whole, 41232 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 41232 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 41232's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 41232 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 for 41232 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 41232 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.