ZIP 41264 Property Distress & Foreclosure Data

In Lawrence County, Kentucky, ZIP 41264 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100). The latent-versus-live split is 34/100 structural and 6/100 already moving. Its standout signals are institutional ownership (50/100), structural risk (34/100), mortgage stress (21/100). By contrast, structural risk (34/100) and mortgage stress (21/100) register low.

The market reads expansion — home values rose 7.2% year on year (phase confidence 41/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 92% owner-occupied to 8% rented. Around 0% of renters are cost-burdened. Roughly 12.6% live below the poverty line. The ZIP holds roughly 448 housing units. Households earn a median $63,981 — below the roughly $78,000 national figure. The vacancy rate is 40.0% — elevated. On demographic stress specifically, 41264 scores 23/100. About 722 people live here, median age 44. About 12% have a four-year degree. A median home runs $117,900 here, or 1.8 times local income.

Net-net, 41264 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
34/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 41264

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lawrence County

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Deterministic. Every signal traces to a public dataset · methodology