ZIP 41264 Foreclosure, Tax-Lien & Distress Report

Lawrence County, Kentucky's ZIP 41264 registers 17/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100). Latent structural risk is 34/100 while live distress already moving reads 6/100. What sets it apart are the readings on institutional ownership (48/100), structural risk (34/100), mortgage stress (21/100). By contrast, structural risk (34/100) and mortgage stress (21/100) register low.

Prices here sit in a expansion phase: values rose 7.3% over the trailing year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 92% owner-occupied to 8% rented. Around 0% of renters are cost-burdened. 12.6% of residents fall below the poverty threshold. The ZIP holds roughly 448 housing units. At $63,981, median income runs below typical U.S. levels. The vacancy rate is 40.0% — elevated. On demographic stress specifically, 41264 scores 23/100. 722 residents call 41264 home, typically aged 44. Educational attainment sits at 12% bachelor's-or-above. Home values center near $117,900, an affordability ratio of 1.8× — accessible.

On the whole, 41264 leans distressed, with opportunity clustered in specific stressed parcels. While 41264 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 41264's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 41264 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 17/100 figure for 41264 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 41264 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.