ZIP 41124 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 41124 (Lawrence County, Kentucky) lands at 17/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 34/100 structural and 6/100 already moving. What sets it apart are the readings on institutional ownership (48/100), structural risk (34/100), mortgage stress (21/100). By contrast, structural risk (34/100) and mortgage stress (21/100) register low. Environmental exposure also runs high (FEMA disaster exposure (89/100)).

The expansion-phase market in 41124 posted values that rose 7.3% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

1,182 residents call 41124 home, typically aged 36. A median home runs $63,200 here, or 2.1 times local income. Rent burden reaches 20% of tenant households. The tenure split is 70% owner-occupied to 30% rented. Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 19.9%, above the national norm and a classic distress-and-opportunity signal. Median household income is $40,208, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 474 housing units. Around 4% of adults hold a bachelor's degree or higher.

On the whole, 41124 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 41124 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41124 can be compared directly against any other ZIP in Lawrence County, Kentucky or nationwide. The score is rebuilt from public data as it updates, so 41124 reflects the current record instead of a stale or modeled snapshot.

Behind 41124's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 41124 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.