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ZIP 41822 Foreclosure, Tax-Lien & Distress Report

Knott County, Kentucky · High Poverty market

In Knott County, Kentucky, ZIP 41822 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (87/100), FEMA disaster exposure (71/100)). Latent structural risk is 46/100 while live distress already moving reads 8/100. The most distinctive pressure shows up in institutional ownership (58/100), structural risk (46/100), mortgage stress (25/100). mortgage stress (25/100) stay muted.

The expansion-phase market in 41822 posted values that rose 5.3% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $29,489, below the U.S. median near $78,000. There are about 905 housing units across 41822. The tenure split is 68% owner-occupied to 32% rented. Around 16% of adults hold a bachelor's degree or higher. 28.5% of residents fall below the poverty threshold. The vacancy rate is 6.3%. DLRadar's demographic-stress index for the area reads 35/100. 1,979 residents call 41822 home, typically aged 44. Around 57% of renters are cost-burdened. A median home runs $71,500 here, or 2.9 times local income.

Net-net, 41822 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 41822's 21/100 can be lined up against any neighbor in Knott County, Kentucky or any ZIP coast to coast. Where the public record is thin for 41822, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 41822 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 41822 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

21/100
Composite stress
46/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 41822

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk46
9 further distress layers are graded for 41822

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 41822 by the numbers

Current distress, phase, housing and lender-pressure figures for 41822, drawn from the same report attached to each property.

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