ZIP 41822 Property Distress & Foreclosure Data

In Knott County, Kentucky, ZIP 41822 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (79/100). The latent-versus-live split is 47/100 structural and 8/100 already moving. Its standout signals are institutional ownership (62/100), structural risk (47/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $29,489 — below the roughly $78,000 national figure. The ZIP holds roughly 905 housing units. The tenure split is 68% owner-occupied to 32% rented. About 16% have a four-year degree. Roughly 28.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 6.3%. On demographic stress specifically, 41822 scores 35/100. About 1,979 people live here, median age 44. Around 57% of renters are cost-burdened. A median home runs $71,500 here, or 2.9 times local income.

Net-net, 41822 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.