ZIP 41632 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 41632 in Magoffin County, Kentucky comes in at 19, a low composite-distress reading. The split runs 41/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (71/100). Property-level stress concentrates in institutional ownership (64/100), structural risk (41/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) register low.

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

63% of housing is owner-occupied. A median home runs $89,200 here, or 2.0 times local income. The ZIP holds roughly 294 housing units. Rent burden reaches 0% of tenant households. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Around 2% of adults hold a bachelor's degree or higher. About 516 people live here, median age 53. DLRadar's demographic-stress index for the area reads 27/100. 30.6% of residents fall below the poverty threshold. Median household income is $25,455, below the U.S. median near $78,000.

On the whole, 41632 leans distressed, with opportunity clustered in specific stressed parcels. 41632 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 41632 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 41632 stays directly comparable to neighboring ZIPs and the rest of Magoffin County, Kentucky. The score is rebuilt from public data as it updates, so 41632 reflects the current record instead of a stale or modeled snapshot.

41632's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 41632 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.