ZIP 41632 Property Distress & Foreclosure Data

ZIP code 41632 in Magoffin County, Kentucky carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 42 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (72/100). What sets it apart are the readings on institutional ownership (66/100), structural risk (42/100), mortgage stress (26/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 63% of homes, renters 37%. Home values center near $89,200, an affordability ratio of 2.0× — accessible. There are about 294 housing units across 41632. Rent burden reaches 0% of tenant households. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 2% bachelor's-or-above. 516 residents call 41632 home, typically aged 53. DLRadar's demographic-stress index for the area reads 27/100. 30.6% of residents fall below the poverty threshold. Median household income is $25,455, below the U.S. median near $78,000.

Taken together, 41632 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.