ZIP 41421 Foreclosure, Tax-Lien & Distress Report
Morgan County, Kentucky · High Poverty market
ZIP 41421's composite property-distress score is 29/100 - DLRadar classes that as low for Morgan County, Kentucky. The split runs 67/100 structural to 0/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (84/100). Its heaviest discrete signals: construction/permit lag (100/100), institutional ownership (68/100), structural risk (67/100).
The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The poverty rate is 21.6% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 58/100. Population is roughly 338 with a median age of 50. Median household income is $39,688, below the U.S. median near $78,000. There are about 170 housing units across 41421. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 4.4%. Educational attainment sits at 26% bachelor's-or-above.
Net-net, 41421 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 41421 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 41421's 29/100 can be lined up against any neighbor in Morgan County, Kentucky or any ZIP coast to coast. 41421 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 41421's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 41421 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 41421’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 41421 Stress Report snapshot
The live 41421 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Morgan County ZIPs near 41421
Nearest ZIP codes to 41421
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Morgan County, Kentucky.
The complete 41421 distress and acquisition report
See who owns each distressed property in 41421, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology