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ZIP 41352 Foreclosure, Tax-Lien & Distress Report

Morgan County, Kentucky · Affordable market

ZIP code 41352 in Morgan County, Kentucky carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (100/100), institutional ownership (66/100), structural risk (66/100). On the quiet end sit mortgage stress (27/100). Structural risk reads 66/100 against active distress of 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (84/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $115,800, an affordability ratio of 2.2× — accessible. Educational attainment sits at 12% bachelor's-or-above. 616 residents call 41352 home, typically aged 36. 94% of housing is owner-occupied. Households earn a median $47,639 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100. There are about 257 housing units across 41352. The vacancy rate is 9.3%. The poverty rate is 7.0% — low.

Overall, 41352 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 41352's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 41352 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 figure for 41352 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 41352 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

29/100
Composite stress
66/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 41352

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk22
9 further distress layers are graded for 41352

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 41352 by the numbers

Current distress, phase, housing and lender-pressure figures for 41352, drawn from the same report attached to each property.

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