ZIP 41425 Foreclosure, Tax-Lien & Distress Report

In Morgan County, Kentucky, ZIP 41425 scores 29 of 100 for composite distress, a low level on DLRadar's distress index. Structural risk reads 67/100 against active distress of 8/100. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (83/100). Its standout signals are construction/permit lag (100/100), institutional ownership (68/100), structural risk (67/100). By contrast, mortgage stress (27/100) register low.

The expansion-phase market in 41425 posted values that rose 5.3% over the year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $98,600 here, or 1.9 times local income. There are about 605 housing units across 41425. 1,146 residents call 41425 home, typically aged 46. 88% of housing is owner-occupied. On demographic stress specifically, 41425 scores 29/100. Households earn a median $40,208 — below the roughly $78,000 national figure. Around 43% of renters are cost-burdened. Roughly 25.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Around 20% of adults hold a bachelor's degree or higher.

Net-net, 41425 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 41425 at the moment; the composite and its components are still built from verifiable records.

The 41425 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 41425 stays directly comparable to neighboring ZIPs and the rest of Morgan County, Kentucky. 41425 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 figure for 41425 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 41425 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.