ZIP 41425 Property Distress & Foreclosure Data

ZIP code 41425 in Morgan County, Kentucky carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 67/100 against active distress of 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (83/100). What sets it apart are the readings on construction/permit lag (100/100), institutional ownership (68/100), structural risk (67/100). mortgage stress (27/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $98,600, an affordability ratio of 1.9× — accessible. There are about 605 housing units across 41425. 1,146 residents call 41425 home, typically aged 46. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $40,208, below the U.S. median near $78,000. Rent burden reaches 43% of tenant households. 25.5% of residents fall below the poverty threshold. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 20% bachelor's-or-above.

Taken together, 41425 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.