ZIP 40322 Property Distress & Foreclosure Data

ZIP code 40322 in Menifee County, Kentucky carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100). The latent-versus-live split is 21/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (50/100), mortgage stress (23/100), structural risk (21/100). By contrast, mortgage stress (23/100) and structural risk (21/100) register low.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $44,720 — below the roughly $78,000 national figure. Around 42% of renters are cost-burdened. About 12% have a four-year degree. About 3,207 people live here, median age 44. Roughly 27.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 20.6% — elevated. On demographic stress specifically, 40322 scores 34/100. The tenure split is 69% owner-occupied to 31% rented. The ZIP holds roughly 1,589 housing units. A median home runs $139,000 here, or 2.7 times local income.

Net-net, 40322 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.