Wolfe County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Wolfe County, Kentucky? DLRadar grades every Wolfe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Wolfe County breakdown.
- Wolfe County's most distressed ZIP is 41425 at 29/100.
- 5 ZIP codes tracked in Wolfe County, averaging 20/100 distress.
- Wolfe County reads expansion — home values up 5.3% year over year.
- Vacancy runs 13.8% across Wolfe County's tracked ZIPs, with a 31.5% poverty rate.
- The typical Wolfe County home is worth about $75,475 against a ~$35,191 median income.
- Lending headwind in Wolfe County sits at 64/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41425 | 29/100 |
| 2 | 41332 | 26/100 |
| 3 | 41360 | 22/100 |
| 4 | 41301 | 13/100 |
| 5 | 41365 | 11/100 |
Most distressed ZIP codes in Wolfe County (composite distress 0-100, 2026)
What is driving Wolfe County distress
The Wolfe County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 20/100 ZIP average. No proprietary or modelled inputs enter the score.
Wolfe County market phase and pricing
Wolfe County reads expansion — home prices rose 5.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Wolfe County
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Frequently asked questions
What is the most distressed ZIP code in Wolfe County, KY?
ZIP 41425 leads Wolfe County at 29/100, recomputed monthly from public records.
Which phase does Wolfe County sit in right now?
Phase for Wolfe County: expansion, tracking a 5.3% gain year over year, read off the FHFA index.
Where does the Wolfe County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Wolfe County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Wolfe County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Wolfe County ZIPs DLRadar ranks, scores run from 29/100 in 41425 down to 11/100 in 41365, against a Wolfe County average of 20/100. Those 18 points separate the ZIPs worth working in Wolfe County from the rest.
What do Wolfe County home values and vacancy say about distressed supply?
The typical Wolfe County home carries about $75,475 of value against a median household income near $35,191. Vacancy across Wolfe County's tracked ZIPs runs 13.8% and the poverty rate is 31.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Wolfe County's foreclosure and lien filings and its 64/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.