Wolfe County, KY: Home-Insurance Distress & Forced-Sale Pressure
Wolfe County, KY: 43/100 (moderate) home-insurance distress; Wolfe, KY band MEDIUM; Wolfe, KY #1,276 of 3,222 counties; Wolfe, KY #98 of 120 in Kentucky; raw Wolfe, KY 50.4; Wolfe, KY coverage multiplier 0.85.
FEMA hazard, Wolfe, KY: 84/100; Wolfe, KY declarations, three years: 12; Wolfe, KY perils: 2 tropical-storm, 8 severe-storm; Wolfe, KY five-year count 24 (severity 40.5); Wolfe, KY ten-year 24; hazard-weighted, Wolfe, KY: 14.0.
Declared incidents on the Wolfe, KY record: 2026 Winter Storm 3; 2025 Severe Storm 12 (Wolfe, KY); 2024 Tropical Storm 3; 2023 Severe Storm 3 (Wolfe, KY); 2023 Flood 3 (Wolfe, KY).
NFIP claims, Wolfe, KY, three years: none; Wolfe, KY claim-stress 0/100.
Wolfe, KY monthly score held, 47 (March 2026) to 47 (October 2026); Wolfe, KY by month: March 47, April 47, May 46, June 46 (Wolfe, KY), July 48, August 45, September 44, October 47.
Wolfe, KY components: climate 92; Wolfe, KY retreat index 47; Wolfe, KY climate multiplier 0.85.
Construction distress, Wolfe, KY: 43/100 as of August 2026 (Wolfe, KY: 43/100 one-to-four unit, 0/100 multifamily).
Wolfe, KY ZIPs, June 2026 (Wolfe, KY, 5 highest): score 0 (Wolfe, KY), climate 22 (Wolfe, KY): 41425; score 0 (Wolfe, KY), climate 18 (Wolfe, KY): 41332; score 0 (Wolfe, KY), climate 16 (Wolfe, KY): 41301; score 0 (Wolfe, KY), climate 13 (Wolfe, KY): 41360, 41365.
DLRadar rescores Wolfe, KY monthly; Wolfe, KY readings join Wolfe, KY foreclosure, lien and ownership parcels (Wolfe, KY), so cost-squeezed Wolfe, KY owners surface before listing.
Inside Kentucky, Wolfe County ranks 98th of 120 counties for home-insurance distress at 43/100; Robertson County (43/100) sits just above Wolfe County, and Barren County (40/100) sits just below Wolfe County.
Deterministic. Every Wolfe County, KY signal traces to a public Wolfe dataset (FEMA, NFIP, Census for Wolfe, KY) · how insurance distress works in Wolfe, KY · methodology
FAQ: Wolfe County, KY insurance distress
What is the Wolfe County, KY home-insurance-distress score?
Wolfe, KY: 43/100 (MEDIUM), #1,276 of 3,222, #98 in Kentucky. FEMA hazard, Wolfe, KY: 84/100; NFIP stress, Wolfe, KY: 0/100; construction, Wolfe, KY: 43/100; Wolfe, KY rescores monthly.
Is Wolfe County insurance distress getting better or worse (KY)?
Wolfe, KY: 47 in March 2026; Wolfe, KY: 47 in October 2026 (unchanged); Wolfe, KY climate component 92.
Which Wolfe County ZIP codes carry the most insurance distress (KY)?
Wolfe, KY, June 2026: 41425 at 0, 41332 at 0, 41301 at 0, 41360 at 0; Wolfe, KY climate scores there: 22, 18, 16, 13.
Why does Wolfe, KY insurance distress create sellers?
A Wolfe, KY premium outruns the Wolfe, KY budget; a carrier leaves Wolfe, KY; Wolfe, KY carrying cost passes plan; Wolfe, KY owners sell while current; Wolfe, KY insurance distress leads Wolfe, KY foreclosure data.