ZIP 41046 Property Distress & Foreclosure Data

Owen County, Kentucky's ZIP 41046 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (71/100), flood (NFIP) exposure (70/100)). On the structural side it scores 48/100, with 7/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (60/100), institutional ownership (54/100), structural risk (48/100). On the quiet end sit mortgage stress (22/100).

The peak-phase market in 41046 posted values that rose 4.6% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $85,795, median income runs near typical U.S. levels. The poverty rate is 12.4%. The ZIP holds roughly 605 housing units. Around 6% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. Population is roughly 1,685 with a median age of 33. Around 6% of renters are cost-burdened. The typical home is worth about $226,900 (2.3× income, relatively affordable). 78% of housing is owner-occupied. The vacancy rate is 11.0%.

Broadly, 41046 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.