ZIP 41098 Property Distress & Foreclosure Data

In Owen County, Kentucky, ZIP 41098 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 52/100 against active distress of 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (73/100). Its standout signals are institutional ownership (59/100), construction/permit lag (57/100), structural risk (52/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $86,300, an affordability ratio of 2.2× — accessible. Median household income is $33,380, below the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. Vacancy runs 35.6%, above the national norm and a classic distress-and-opportunity signal. There are about 998 housing units across 41098. DLRadar's demographic-stress index for the area reads 38/100. Rent burden reaches 78% of tenant households. 25.0% of residents fall below the poverty threshold. 1,138 residents call 41098 home, typically aged 56. Educational attainment sits at 12% bachelor's-or-above.

Taken together, 41098 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.