ZIP 41098 Foreclosure, Tax-Lien & Distress Report

ZIP 41098's composite property-distress score is 18/100 - DLRadar classes that as low for Owen County, Kentucky. Structurally it carries 42/100, against 7/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (65/100)). The most distinctive pressure shows up in institutional ownership (55/100), structural risk (42/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (24/100) register low.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $86,300 here, or 2.2 times local income. At $33,380, median income runs below typical U.S. levels. The tenure split is 81% owner-occupied to 19% rented. Vacancy runs 35.6%, above the national norm and a classic distress-and-opportunity signal. There are about 998 housing units across 41098. The demographic-stress sub-score lands at 38/100. Around 78% of renters are cost-burdened. 25.0% of residents fall below the poverty threshold. About 1,138 people live here, median age 56. About 12% have a four-year degree.

Net-net, 41098 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 41098 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 41098's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 41098 reflects the current record instead of a stale or modeled snapshot.

The 18/100 for 41098 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 41098 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.