ZIP 41008 Property Distress & Foreclosure Data

DLRadar grades ZIP 41008 (Carroll County, Kentucky) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (64/100), institutional ownership (59/100). mortgage stress (23/100) stay muted. The latent-versus-live split is 64/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (73/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 40% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 29/100. 16.6% of residents fall below the poverty threshold. Around 20% of renters are cost-burdened. Educational attainment sits at 7% bachelor's-or-above. Median household income is $60,000, below the U.S. median near $78,000. Owners hold 56% of homes, renters 44%. Home values center near $147,400, an affordability ratio of 2.4× — accessible. 7,754 residents call 41008 home, typically aged 37. The ZIP holds roughly 3,130 housing units. The vacancy rate is 10.9%.

Overall, 41008 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.