ZIP 40055 Property Distress & Foreclosure Data

Composite property distress in 40055 (Trimble County, Kentucky) lands at 25/100 — low on DLRadar's public-record scoring. Structural exposure scores 58 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100). The sharpest non-environmental signals are construction/permit lag (74/100), institutional ownership (60/100), structural risk (58/100). By contrast, mortgage stress (22/100) register low.

The market reads peak — home values rose 4.2% year on year, and 26% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $294,900 here, or 2.3 times local income. About 15% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. There are about 831 housing units across 40055. Roughly 16.0% live below the poverty line. Households earn a median $83,401 — near the roughly $78,000 national figure. On demographic stress specifically, 40055 scores 22/100. About 2,386 people live here, median age 44. Rent burden reaches 0% of tenant households.

Net-net, 40055 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.