ZIP 40245 Property Distress & Foreclosure Data

Jefferson County, Kentucky's ZIP 40245 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (67/100), institutional ownership (57/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (22/100). The latent-versus-live split is 67/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (88/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (70/100)).

The peak-phase market in 40245 posted values that rose 3.8% over the year, and 19% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $120,171, median income runs above typical U.S. levels. Around 59% of adults hold a bachelor's degree or higher. The ZIP holds roughly 15,493 housing units. Around 42% of renters are cost-burdened. The vacancy rate is 3.8%. The demographic-stress sub-score lands at 26/100. The poverty rate is 6.3% — low. 79% of housing is owner-occupied. The typical home is worth about $445,300 (3.6× income, relatively affordable). Population is roughly 39,261 with a median age of 41.

On balance 40245 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.