ZIP 40202 Property Distress & Foreclosure Data

DLRadar grades ZIP 40202 (Jefferson County, Kentucky) at a moderate 35/100 for overall property distress. Structural exposure scores 76 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). Property-level stress concentrates in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 3.8% year on year, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 8% owner-occupied to 92% rented. On demographic stress specifically, 40202 scores 60/100. Vacancy runs 22.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 23% of tenant households. A median home runs $257,300 here, or 11.6 times local income. There are about 4,377 housing units across 40202. About 7,109 people live here, median age 40. Households earn a median $29,382 — below the roughly $78,000 national figure. About 27% have a four-year degree. Roughly 38.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 40202 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.