ZIP 40217 Property Distress & Foreclosure Data

Composite property distress in 40217 (Jefferson County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). The sharpest non-environmental signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low. Structural exposure scores 76 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 3.8% year on year, and 13% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $233,800 here, or 3.2 times local income. Roughly 13.5% live below the poverty line. The tenure split is 59% owner-occupied to 41% rented. Vacancy runs 7.7%. About 11,831 people live here, median age 35. About 48% have a four-year degree. There are about 6,953 housing units across 40217. Rent burden reaches 34% of tenant households. Households earn a median $68,573 — below the roughly $78,000 national figure. On demographic stress specifically, 40217 scores 27/100.

Net-net, 40217 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.