ZIP 40220 Property Distress & Foreclosure Data

DLRadar grades ZIP 40220 (Jefferson County, Kentucky) at a moderate 35/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). Property-level stress concentrates in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low. Structural exposure scores 76 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 3.8% year on year, and 18% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 16,315 housing units across 40220. Roughly 8.8% live below the poverty line. A median home runs $264,200 here, or 3.4 times local income. Households earn a median $73,502 — near the roughly $78,000 national figure. Vacancy runs 4.7%. About 44% have a four-year degree. The tenure split is 64% owner-occupied to 36% rented. On demographic stress specifically, 40220 scores 27/100. About 33,893 people live here, median age 39. Rent burden reaches 33% of tenant households.

Net-net, 40220 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.