ZIP 40220 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 40220 (Jefferson County, Kentucky) returns a moderate composite of 36/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (78/100). Property-level stress concentrates in structural risk (81/100), construction/permit lag (65/100), institutional ownership (64/100). On the quiet end sit mortgage stress (25/100). Structurally it carries 81/100, against 7/100 of stress already in motion.

The peak-phase market in 40220 posted values that rose 3.8% over the year, and 18% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 16,315 housing units across 40220. 8.8% of residents fall below the poverty threshold. The typical home is worth about $264,200 (3.4× income, relatively affordable). Households earn a median $73,502 — near the roughly $78,000 national figure. Vacancy runs 4.7%. Around 44% of adults hold a bachelor's degree or higher. The tenure split is 64% owner-occupied to 36% rented. The demographic-stress sub-score lands at 27/100. Population is roughly 33,893 with a median age of 39. Rent burden reaches 33% of tenant households.

Overall, 40220 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 40220 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 40220 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Jefferson County, Kentucky and the nation. Where the public record is thin for 40220, the field stays empty rather than modeled, and fills in as new documents post.

Behind 40220's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 40220 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.