ZIP 40228 Property Distress & Foreclosure Data

ZIP code 40228 in Jefferson County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 76 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 16% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,491 residents call 40228 home, typically aged 40. Home values center near $241,300, an affordability ratio of 2.9× — accessible. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 23/100. Vacancy runs 3.8%. Median household income is $75,762, near the U.S. median near $78,000. There are about 7,669 housing units across 40228. Rent burden reaches 22% of tenant households. 7.0% of residents fall below the poverty threshold. Educational attainment sits at 31% bachelor's-or-above.

Overall, 40228 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.