ZIP 40213 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 40213 in Jefferson County, Kentucky comes in at 36, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (78/100). What sets it apart are the readings on structural risk (81/100), construction/permit lag (65/100), institutional ownership (64/100). By contrast, mortgage stress (25/100) register low. Latent structural risk is 81/100 while live distress already moving reads 7/100.

The peak-phase market in 40213 posted values that rose 3.8% over the year, and 14% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 65% of homes, renters 35%. A median home runs $173,600 here, or 2.8 times local income. The vacancy rate is 6.1%. About 25% have a four-year degree. There are about 7,726 housing units across 40213. Roughly 16.2% live below the poverty line. Rent burden reaches 39% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. 15,805 residents call 40213 home, typically aged 40. Households earn a median $60,734 — below the roughly $78,000 national figure.

On balance 40213 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 40213 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 40213's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 40213, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 36/100 for 40213 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 40213 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.