ZIP 40213 Property Distress & Foreclosure Data

Jefferson County, Kentucky's ZIP 40213 registers 35/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). The most distinctive pressure shows up in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). mortgage stress (25/100) stay muted. Structural exposure scores 76 and live distress 7 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 14% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 65% of homes, renters 35%. Home values center near $173,600, an affordability ratio of 2.8× — accessible. Vacancy runs 6.1%. Educational attainment sits at 25% bachelor's-or-above. There are about 7,726 housing units across 40213. 16.2% of residents fall below the poverty threshold. Rent burden reaches 39% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. 15,805 residents call 40213 home, typically aged 40. Median household income is $60,734, below the U.S. median near $78,000.

Overall, 40213 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.