ZIP 40214 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40214 (Jefferson County, Kentucky) at a moderate 36/100 for overall property distress. The pressure is most legible in structural risk (81/100), construction/permit lag (65/100), institutional ownership (64/100). By contrast, mortgage stress (25/100) register low. Latent structural risk is 81/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (78/100).

The market reads peak — home values rose 3.8% year on year, and 20% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

54% of housing is owner-occupied. Rent burden reaches 37% of tenant households. At $53,563, median income runs below typical U.S. levels. A median home runs $184,600 here, or 3.3 times local income. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 20,421 housing units. Vacancy runs 9.4%. Educational attainment sits at 23% bachelor's-or-above. About 45,986 people live here, median age 36.

Overall, 40214 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 40214 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 40214's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 40214 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

40214's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 40214 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.