ZIP 40214 Property Distress & Foreclosure Data

ZIP code 40214 in Jefferson County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 76/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.8% year on year, and 20% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

The tenure split is 54% owner-occupied to 46% rented. Around 37% of renters are cost-burdened. Households earn a median $53,563 — below the roughly $78,000 national figure. A median home runs $184,600 here, or 3.3 times local income. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 40214 scores 33/100. The ZIP holds roughly 20,421 housing units. The vacancy rate is 9.4%. About 23% have a four-year degree. About 45,986 people live here, median age 36.

Net-net, 40214 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.