ZIP 40215 Property Distress & Foreclosure Data

In Jefferson County, Kentucky, ZIP 40215 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)). Its standout signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100). Structural risk reads 76/100 against active distress of 7/100.

The peak-phase market in 40215 posted values that rose 3.8% over the year, and 22% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

42% of housing is owner-occupied. At $42,762, median income runs below typical U.S. levels. The typical home is worth about $114,900 (2.5× income, relatively affordable). Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 19,444 with a median age of 37. There are about 9,154 housing units across 40215. Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 27.7% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 35/100. Rent burden reaches 40% of tenant households.

On the whole, 40215 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.