ZIP 40211 Property Distress & Foreclosure Data

DLRadar grades ZIP 40211 (Jefferson County, Kentucky) at a moderate 35/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). Property-level stress concentrates in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 76/100 against active distress of 7/100.

The market reads peak — home values rose 3.8% year on year, and 42% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $100,400 here, or 3.0 times local income. Rent burden reaches 53% of tenant households. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 39.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 21,165 people live here, median age 37. Households earn a median $32,598 — below the roughly $78,000 national figure. The tenure split is 41% owner-occupied to 59% rented. On demographic stress specifically, 40211 scores 42/100. There are about 11,219 housing units across 40211. About 11% have a four-year degree.

Net-net, 40211 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.