ZIP 40208 Property Distress & Foreclosure Data

Composite property distress in 40208 (Jefferson County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. Structural risk reads 76/100 against active distress of 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). The sharpest non-environmental signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 3.8% year on year, and 17% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,900 housing units across 40208. A median home runs $188,900 here, or 4.1 times local income. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 38.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 40208 scores 43/100. Households earn a median $37,714 — below the roughly $78,000 national figure. The tenure split is 28% owner-occupied to 72% rented. About 34% have a four-year degree. About 15,287 people live here, median age 23. Rent burden reaches 48% of tenant households.

Net-net, 40208 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.