ZIP 40216 Property Distress & Foreclosure Data

DLRadar grades ZIP 40216 (Jefferson County, Kentucky) at a moderate 35/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). The latent-versus-live split is 76/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 22% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $50,211, below the U.S. median near $78,000. The vacancy rate is 7.1%. The ZIP holds roughly 18,895 housing units. Educational attainment sits at 14% bachelor's-or-above. Around 46% of renters are cost-burdened. Home values center near $167,100, an affordability ratio of 3.1× — accessible. Owners hold 66% of homes, renters 34%. DLRadar's demographic-stress index for the area reads 33/100. 19.5% of residents fall below the poverty threshold. 43,764 residents call 40216 home, typically aged 39.

Overall, 40216 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.