ZIP 40025 Property Distress & Foreclosure Data

ZIP code 40025 in Jefferson County, Kentucky carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100). The latent-versus-live split is 76/100 structural and 7/100 already moving.

The market reads peak — home values rose 3.8% year on year (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 3.9%. The ZIP holds roughly 216 housing units. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. About 652 people live here, median age 48. Around 0% of renters are cost-burdened. A median home runs $1,375,000 here, or 4.8 times local income. Households earn a median $250,001 — above the roughly $78,000 national figure. On demographic stress specifically, 40025 scores 18/100. About 91% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented.

Net-net, 40025 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.