ZIP 40203 Property Distress & Foreclosure Data

Composite property distress in 40203 (Jefferson County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)). On the structural side it scores 76/100, with 7/100 of stress already active.

The peak-phase market in 40203 posted values that rose 3.8% over the year, and 10% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 39.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 10,481 housing units. At $31,430, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 49/100. Around 22% of adults hold a bachelor's degree or higher. Population is roughly 17,540 with a median age of 35. 25% of housing is owner-occupied. The vacancy rate is 16.6% — elevated. Around 44% of renters are cost-burdened. The typical home is worth about $197,300 (5.7× income).

On the whole, 40203 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.