ZIP 40212 Property Distress & Foreclosure Data

Composite property distress in 40212 (Jefferson County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 76/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)).

The peak-phase market in 40212 posted values that rose 3.8% over the year, and 11% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 8,019 housing units. The typical home is worth about $87,600 (2.2× income, relatively affordable). Around 50% of renters are cost-burdened. Population is roughly 15,160 with a median age of 39. The poverty rate is 34.8% — high, a tax-stress and distress correlate. Around 13% of adults hold a bachelor's degree or higher. At $35,389, median income runs below typical U.S. levels. 50% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. The vacancy rate is 20.0% — elevated.

On the whole, 40212 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.