ZIP 40118 Property Distress & Foreclosure Data

Composite property distress in 40118 (Jefferson County, Kentucky) lands at 35/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 76 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.8% year on year, and 35% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 9,903 people live here, median age 37. Vacancy runs 8.8%. The tenure split is 67% owner-occupied to 33% rented. On demographic stress specifically, 40118 scores 32/100. Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 4,521 housing units across 40118. A median home runs $156,800 here, or 2.7 times local income. Rent burden reaches 37% of tenant households. Households earn a median $52,257 — below the roughly $78,000 national figure. About 11% have a four-year degree.

Net-net, 40118 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.