ZIP 40272 Foreclosure, Tax-Lien & Distress Report

ZIP code 40272 in Jefferson County, Kentucky carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (80/100), construction/permit lag (65/100), institutional ownership (64/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 80/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 25% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 20% of adults hold a bachelor's degree or higher. 74% of housing is owner-occupied. The ZIP holds roughly 15,400 housing units. The demographic-stress sub-score lands at 29/100. The poverty rate is 14.8%. About 37,595 people live here, median age 39. Median household income is $66,382, below the U.S. median near $78,000. Vacancy runs 6.9%. Around 39% of renters are cost-burdened. Home values center near $176,200, an affordability ratio of 2.6× — accessible.

Net-net, 40272 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 40272 at the moment; the composite and its components are still built from verifiable public records.

Whether 40272 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40272 can be compared directly against any other ZIP in Jefferson County, Kentucky or nationwide. Sparse data for 40272 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 40272's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 40272 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.