ZIP 40272 Property Distress & Foreclosure Data

Jefferson County, Kentucky's ZIP 40272 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (76/100), institutional ownership (66/100), construction/permit lag (42/100). On the quiet end sit mortgage stress (25/100). On the structural side it scores 76/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)).

The peak-phase market in 40272 posted values that rose 3.8% over the year, and 25% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 20% of adults hold a bachelor's degree or higher. 74% of housing is owner-occupied. The ZIP holds roughly 15,400 housing units. The demographic-stress sub-score lands at 29/100. The poverty rate is 14.8%. Population is roughly 37,595 with a median age of 39. At $66,382, median income runs below typical U.S. levels. The vacancy rate is 6.9%. Around 39% of renters are cost-burdened. The typical home is worth about $176,200 (2.6× income, relatively affordable).

On balance 40272 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.