ZIP 40023 Property Distress & Foreclosure Data

Composite property distress in 40023 (Jefferson County, Kentucky) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (62/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (flood (NFIP) exposure (82/100), FEMA disaster exposure (82/100), climate & FEMA risk (71/100)). On the structural side it scores 65/100, with 7/100 of stress already active.

The peak-phase market in 40023 posted values that rose 3.8% over the year, and 17% higher over three years (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $135,863, median income runs above typical U.S. levels. Around 0% of renters are cost-burdened. The poverty rate is 2.4% — low. 97% of housing is owner-occupied. Around 50% of adults hold a bachelor's degree or higher. The vacancy rate is 4.0%. The demographic-stress sub-score lands at 17/100. The ZIP holds roughly 2,584 housing units. The typical home is worth about $497,800 (3.2× income, relatively affordable). Population is roughly 6,484 with a median age of 43.

On balance 40023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.