Jefferson County, KY: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, Kentucky is mapped parcel-to-ZIP by DLRadar's public-record distress engine. Bank/credit headwind for the county is 39 on a 0–100 scale, a moderate reading. DLRadar scores 43 ZIPs here, with a mean composite of 35/100. Across its ZIPs, composite distress spans 30 to 36 out of 100.

Currently peak, Jefferson County saw prices rise 3.8% year over year (phase confidence 27/100). With values leveling off, the average masks the outliers as the ZIP scores below show.

With Jefferson County flat at +3.8% YoY (27/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. A moderate 39/100 lender headwind means both signal sets in play here.

The most-distressed ZIP codes in Jefferson County are 40025 (36/100), 40041 (36/100), 40118 (36/100), 40202 (36/100), 40203 (36/100), 40204 (36/100), each with its own full DLRadar report. Coverage extends to 40205, 40206, 40207, 40208, 40209, 40210, 40211, 40212, 40213, 40214 among others.

Demographically, Jefferson County's scored ZIPs come in at a 17% poverty rate, an owner-occupied share of 61%, a median household income near $74,732 (near the US norm), a median age of 39.9, 8.2% of units sitting vacant, median home values around $287,226 (below the national figure). Numbers like these shape where pressure builds and how liquid the exit will be.

All in at 35/100 over 43 ZIPs, distress here is parcel-specific for a disciplined buyer. Subscribers get each Jefferson County parcel's owner, APN and address, a per-parcel score, lender exposure and exit read.

The distress read for Jefferson County, Kentucky is refreshed as new public records post and uses the same methodology coast to coast, so Jefferson County stays directly comparable to any other market you track.

Approach Jefferson County by rank rather than by average — the 35/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. All Jefferson County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Jefferson County's highest-scoring ZIPs are 40025 (36/100), 40041 (36/100), 40118 (36/100), 40202 (36/100), 40203 (36/100), 40204 (36/100). DLRadar also scores 40205, 40206, 40207, 40208, 40209, 40210, 40211, 40212 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Jefferson County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.