ZIP 40206 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 40206 (Jefferson County, Kentucky) lands at 39/100 — moderate on DLRadar's distress scoring. The latent-versus-live split is 86/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (85/100)). The sharpest non-environmental signals are structural risk (86/100), construction/permit lag (81/100), institutional ownership (67/100). mortgage stress (25/100) stay muted.

The peak-phase market in 40206 posted values that rose 3.8% over the year, and 11% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $273,900 (3.8× income, relatively affordable). Vacancy runs 8.6%. 20,345 residents call 40206 home, typically aged 39. There are about 11,730 housing units across 40206. The demographic-stress sub-score lands at 29/100. Educational attainment sits at 55% bachelor's-or-above. Roughly 9.9% live below the poverty line. Rent burden reaches 35% of tenant households. The tenure split is 51% owner-occupied to 49% rented. Median household income is $72,543, near the U.S. median near $78,000.

Net-net, 40206 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 40206 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 40206 runs through one identical scoring model, so its 39/100 sits on the same scale as every other ZIP in Jefferson County, Kentucky and the nation. Nothing here is interpolated — where a source is thin for 40206, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 40206 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 39/100 roll-up. In workflow terms, 40206 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.