ZIP 40206 Foreclosure, Tax-Lien & Distress Report

In Jefferson County, Kentucky, ZIP 40206 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 76 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (96/100), FEMA disaster exposure (83/100)). Its standout signals are structural risk (76/100), institutional ownership (66/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 40206 posted values that rose 3.8% over the year, and 11% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $273,900 (3.8× income, relatively affordable). Vacancy runs 8.6%. Population is roughly 20,345 with a median age of 39. There are about 11,730 housing units across 40206. The demographic-stress sub-score lands at 29/100. Around 55% of adults hold a bachelor's degree or higher. The poverty rate is 9.9%. Rent burden reaches 35% of tenant households. 51% of housing is owner-occupied. At $72,543, median income runs near typical U.S. levels.

On balance 40206 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.