ZIP 40601 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 40601 (Franklin County, Kentucky) returns a low composite of 26/100. The pressure is most legible in institutional ownership (69/100), structural risk (56/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Structural exposure scores 56 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (90/100), climate & FEMA risk (64/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 21% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 28/100. Roughly 13.2% live below the poverty line. Owners hold 65% of homes, renters 35%. Rent burden reaches 36% of tenant households. Households earn a median $67,125 — below the roughly $78,000 national figure. The ZIP holds roughly 24,298 housing units. The typical home is worth about $216,700 (3.0× income, relatively affordable). Population is roughly 51,627 with a median age of 41. Around 32% of adults hold a bachelor's degree or higher. Vacancy runs 6.3%.

On balance 40601 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 40601 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 40601's 26/100 can be lined up against any neighbor in Franklin County, Kentucky or any ZIP coast to coast. Sparse data for 40601 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 40601 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 40601 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.