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Franklin County, KY: Foreclosures, Tax Liens & Distressed Properties

Franklin County, Kentucky is mapped parcel-to-ZIP by DLRadar's public-record distress engine. Bank/credit headwind for the county is 53 on a 0–100 scale, a moderate reading. The county spans 5 scored ZIP codes, averaging 24/100 composite distress. The county's ZIP scores run from 19 up to 28/100.

In its peak phase, Franklin County home prices rose 4.4% across the last year, at 22/100 phase confidence. With pricing topped out, the average masks the outliers with opportunity concentrated by ZIP.

Near the cycle top at +4.4% YoY (22/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. A mid-cycle 53/100 lender reading means mixed owner- and bank-driven distress.

By composite, 40379 (28/100), 40347 (27/100), 40601 (25/100), 40003 (19/100), 40076 (19/100) top the county — tap any ZIP to go deeper.

On the housing-and-income side, Franklin County's tracked footprint show poverty running near 10.2%, 6.4% of units sitting vacant, household income averaging about $69,092, roughly at the national median, typical home values near $283,120, residents with a median age around 43.4, an owner-occupied share of 79%. Numbers like these set up the depth of motivated supply and the pace of resale.

Franklin County, Kentucky's 24/100 average over 5 ZIPs says distress here is parcel-specific — work it parcel by parcel. Unlock Franklin County to see every parcel's owner, address and APN, its own score, the lender behind it and an exit read.

Whether Franklin County, Kentucky carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Franklin County can be compared directly against any county in the country.

In Franklin County, Kentucky, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. Every Franklin County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

The ZIP breakdown for Franklin County leads with 40379 (28/100), 40347 (27/100), 40601 (25/100), 40003 (19/100), 40076 (19/100). Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Franklin County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.

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Peak
Market phase
4.4%
HPI YoY
0%
Drawdown
22
Confidence
Live sampleSample: distressed properties in Franklin County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
40379KY28
40347KY27
40601KY25
40003KY19
40076KY19
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Top Franklin County ZIP codes by stress score

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Real product screenshots Deterministic formulas, not estimates Sourced from public filings Open methodology, published

What else sits behind this data

The stack runs top-down — cycle, credit, coverage, ZIP, parcel — so a signal you find here can be verified against four others.

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