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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 40036 Foreclosure, Tax-Lien & Distress Report

Henry County, Kentucky · High Poverty market

Henry County, Kentucky's ZIP 40036 registers 20/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on institutional ownership (60/100), structural risk (46/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) register low. The latent-versus-live split is 46/100 structural and 0/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (79/100), FEMA disaster exposure (78/100)).

Prices here sit in a peak phase: values rose 3.8% over the trailing year (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 193 with a median age of 43. 45.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 5% bachelor's-or-above. The ZIP holds roughly 67 housing units. Vacancy runs 0.0%. 90% of housing is owner-occupied.

Net-net, 40036 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 40036 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 40036's 20/100 can be lined up against any neighbor in Henry County, Kentucky or any ZIP coast to coast. Where the public record is thin for 40036, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 for 40036 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 40036 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

20/100
Composite stress
46/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 40036

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk17
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 40036 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 40036, drawn from the same report attached to each property.

Loading ZIP 40036 stress data…

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See every distressed parcel in 40036

The full 40036 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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